Investment Management
Our Specialized Services
The firm's philosophy on investing is grounded on a more than 130-year-old tradition of trust, understanding, and solid, studied investment guidance. Success, however, is rooted in personal, professional, and peerless service to the client. A finely honed support system exists within the firm to fortify our associates with the insight and ability necessary to pursue clients' objectives.
Stifel's Investment Services Group consists of skilled financial professionals who are “on call” to provide experienced guidance for Annuities, Professional Money Management, Mutual Funds, Insurance, Retirement Plans, Financial and Wealth Planning, and much more. Clients and associates benefit from a wealth of information and the additional management necessary in navigating today's changing investment climate.
Stifel Wealth Strategist Report®
This comprehensive financial planning program is customized for the unique circumstances of each individual client. The personalized report — presented in a hardbound volume — provides an impressive, detailed presentation to the client of his or her current financial situation, goals, and risk tolerance, and provides a clear picture of the need for a personal plan of action designed to help the client gain control of his or her financial future. The Stifel Wealth Strategist program is six reports in one: net worth, risk management, asset allocation, college funding, retirement funding, and estate preservation.
Our Departments
Because we are dedicated to providing personalized, expert support, Stifel's comprehensive network of departments is designed to address the client's financial objectives. Whether it's providing the most current information on new tax legislation or high-caliber research, clients and associates benefit from Stifel's many resources. While addressing specific needs, each department works in concert with both client and associate to develop a complete financial strategy.
Consulting Services
This department provides personalized support through unique fee-based asset management and advisory programs, allowing the investor to utilize the tools necessary in pursuing financial goals. Stifel professionals help the investor set investment objectives, determine proper asset allocation, select an appropriate investment manager, and measure and evaluate the performance of investments relative to objectives through quarterly monitoring and performance reports.
The Stifel Opportunity Program
This program offers investors a full asset management service in which Stifel helps clients select the manager(s) that best meets their needs from our pre-screened list of the nation's top professional money managers.
The Stifel Fundamentals Program
Similar to the Opportunity program, this program differs in the fact that it utilizes no-load mutual funds and load funds purchased without a sales charge or exchange traded funds in place of private money managers as the method to invest the client's money.
The Stifel Horizon Program
This nondiscretionary advisory program is designed to foster a relationship between Stifel professionals and clients seeking decision-making guidance in self directing their investments.
The Stifel Summit Program
The structure of this program facilitates a consultative relationship, primarily with institutions whose assets are held at another custodian.
The Stifel Alliance Program
Established as a formal fully disclosed advisory referral program, this allows professionals, such as CPAs and attorneys, to develop a strategic relationship with Stifel Financial Advisors to pursue clients' investment needs.
Exchange Traded Funds and Notes
Exchange Traded Funds and Notes are financial instruments which provide the diversification of a basket of securities combined with the flexibility of trading throughout the day like stock. Whether you are looking to gain broad market exposure or hone in to a specific area of the market, through our ongoing, professional research of the full universe of exchange traded funds and notes, Stifel is able to recommend the specific products that would best pursue the investment outlook. In addition, Stifel is able to pinpoint which Exchange Traded Funds can be utilized to pursue individual asset allocations.
Insurance and Annuities
Stifel's insurance-licensed associates provide clients with customized service in selecting products best suited for their individual needs. Representing the most competitive companies and products in the industry, Stifel professionals can also provide clients the objective and consultative assistance they need in reviewing such areas as life, disability, and long-term care insurance, as well as tax-deferred annuities.
Mutual Funds
Stifel can take the legwork–and guesswork–out of the mutual fund selection process by providing the research and knowledge needed to navigate the thousands of choices available. Stifel offers over 250 fund families encompassing thousands of different mutual funds. We can assist you in selecting the most appropriate mutual funds from a wide universe of fund families and types, helping to explain the pricing alternatives for various time horizons, costs and expenses that vary by fund, and ability to obtain discounts for larger investments.
Unit Investment Trusts
Through its affiliation with sponsor firms, Stifel is able to offer a variety of unit investment trusts, including portfolios of tax-free bonds, GNMA securities, U.S. Treasuries, corporate bonds, and portfolios of common stocks. Equity trusts, including index-based, sector-specific, equity income, and global/foreign, are available to match an investor's goals.
Account Protection
Stifel is a member of the Securities Investor Protection Corporation (SIPC). SIPC coverage protects securities customers of its members up to $500,000 (including $250,000 for claims for cash). An explanatory brochure is available upon request or by visiting www.sipc.org, or investors may contact SIPC at (202) 371-8300. Stifel has purchased additional securities coverage of $149,500,000 and cash coverage of $900,000 for a total of $150,000,000 of securities coverage and $1,150,000 of cash coverage (subject to the terms and conditions of the policy). This coverage does not protect against markets losses and does not cover securities not held by Stifel.
Envisioning Tomorrow
We are excited about tomorrow's possibilities and supported by 130 years of success in a challenging, and changing, industry. As we grow, we are constantly reminded of our heritage and one critical, fundamental truth: we are responsible for the financial well-being of our clients. That's why we are dedicated to providing innovative, creative, high-quality, and value-added products and services to help clients pursue financial goals.
Stifel and its associates do not provide tax or legal advice. You should consult with your tax or legal advisor regarding your particular situation. Asset allocation and diversification do not ensure a profit or protect against loss.
For more details on advisory services, including costs, please refer to Stifel’s Form ADV Part 2A, Wrap Disclosure Brochure, available on our website at www.stifel.com/disclosures/investment-advisory-services/program-disclosures, for detailed information about the fees and expenses that clients incur in connection with Stifel’s investment advisory programs and to Stifel’s Form CRS, available at www.stifel.com/CRS.